Home Mortgages
All contributors in Home Mortgages
HELOC Loans Vs Credit Card Debt
Want to borrow money for debt consolidation, home improvements or a new car? Find out whether a HELOC loan or charge card should be used to pay for goods and services. more...
Provided there is sufficient home equity, borrowing money with a HELOC loan offers low monthly repayments. Find out how taking out a home equity line of credit helps. more...
40-Year Mortgage - Pros and Cons
Homeowners hoping to reduce mortgage repayments may be interested in a 40-year mortgage. Is the increased borrowing cost worth paying more interest? more...
Loan Modification- Pros & Cons
Loan modification was introduced to help struggling homeowners. This could help prevent mortgage foreclosure or render a short sale unnecessary. more...
When is Home Mortgage Refinancing Right?
Currently considering home mortgage refinancing? Debt consolidation or changing mortgage type can help reduce house payments, simplify family finances and save money. more...
How to Save Money by Reducing Your Mortgage Term
Reducing a mortgage term may mean higher monthly repayments, but it also means home equity is built faster. Pay less interest and become an outright homeowner sooner. more...
How a 15-Year Mortgage Reduces Borrowing Costs
A 15-year mortgage reduces the amount of interest paid and means outright home ownership is achieved sooner. Find out how to reduce borrowing costs significantly. more...
All feature articles in Home Mortgages
By: Bryan Parker
Learn how to lower monthly payments and save money with home mortgage refinancing. Replace those irritating payment plans or debts with a fresh loan. more...
Home Loan Interest Rates- To Fix or Not To Fix
With general speculation as to where the interest rates could be heading, many borrowers may be considering the option of fixing all, or part, of the home loan. more...
Early Payoff of a Mortgage: Good or Bad Idea?
By: E.E. Mazier
Whether the early payoff of a mortgage on a home is a smart financial move depends on the homeowner's preparation, personal circumstances, and goals. more...
Home Loan Interest Rates – Variable Vs Fixed
The decision as to whether home loan interest should be kept at the variable or fixed rate may seem like a gamble. Not so, it is possible to make an informed choice. more...
Federal Grants for Home Repairs
By: Kristi Carter
This article provides readers with tips for securing federal grants for home improvements. more...
Free Online Refinancing and Equity Calculators
By:
Miranda Miller
Mortgage refinancing leverages home equity for important life events and projects such as medical bills, renovations, college tuition, or personal debt consolidation. more...
By:
Miranda Miller
Homeowners with immediate cash needs have several options. Two of the more popular are secured lines of credit and second mortgages. more...
All contributing articles in Home Mortgages