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Federal Grants for Home Repairs

Get Government Home Improvement Grants Now!

Jun 20, 2009 Kristi Carter

This article provides readers with tips for securing federal grants for home improvements.

Many individuals are aware of government business and education grants, where people can receive money for school or their businesses. However, there are many other types of grants as well, including home improvement grants. Home improvement grants may be given to revitalize neighborhoods, make homes safe and secure, and for many other reasons. The goal of this article is to help individuals secure federal grants for home improvement.

Contact the US Department of Housing and Urban Development

The US Department of Housing and Urban Development (HUD) is a great place to start when searching for grants for home improvement. They offer different kinds of home repair loans, and also keep individuals up to date on the latest government grant programs available. The most popular of HUD’s programs is the Rehabilitation and Repair Home Loan program. While this is a type of loan program, there are also grants available and more can be learned by visiting HUD.

Contact Grants.gov

For individuals searching for federal grants, no other website is as helpful as Grants.gov. This website has an up to date and comprehensive listing of government grants, including those available for home repair. Individuals can search for eligible grants by keyword and receive a list of relevant grants. Details on those grants are available so individuals can determine whether they would be eligible or not – and applications can even be obtained from this website as well. Many of HUD’s grants require that individuals be registered with Grants.gov.

Look into USDA Rural Development Grants

The USDA offers different types of grants that will help individuals in rural areas modernize their homes, make them safe, or even make them more eco-friendly. Individuals should contact their local US Department of Agriculture and ask about the Rural Development Home Repair grants, as the requirements and eligibility differs with each state. With the loan program, individuals can receive up to $20,000 while grants of up to $7,500 are offered.

Get Qualified for Home Improvement Grants

Most of the time, individuals approved for home improvement grants are low-income families, making below a certain amount each year. While this number differs with each different type of grant, it’s unlikely that a family making a good amount of money will be approved for a home improvement grant. Find out the eligibility requirements of each grant before approving and determine whether or not to continue with the application. Other eligibility requirements will factor in as well, such as the number of individuals in the household, what state the individual lives in and more.

Consider Historical Society Grants

For individuals living in an antique home, historical societies may help. Many historical societies offer repair grants to families in order to repair the home and replace the original materials, such as wood, countertops, floors and more. However, these grants have strict requirements and all original materials must be put back into the house in order to be in compliance. Individuals should contact their own historical societies and find out what grants are available.

By using the information above, individuals of all kinds can apply for and secure grants that will help them repair their homes.

Additional Resources

Home Repair Grants

The copyright of the article Federal Grants for Home Repairs in Mortgages/Loans is owned by Kristi Carter. Permission to republish Federal Grants for Home Repairs in print or online must be granted by the author in writing.
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